How To Get Someone’s Car Insurance Information After a Crash

exchange insurance info

If you’ve been involved in a car accident, one of the most important steps is to get the other driver’s insurance information. It will be much more difficult to recover any compensation for your injuries without this information.

However, if you’ve never had to ask someone for their insurance information before, it can be intimidating. It’s crucial you do everything you can to get the necessary information from the other driver. That’s why the personal injury attorneys at Derek L. Hall, PC are here to explain how to get insurance information after an accident.

Why Is It Important To Get the Other Driver’s Insurance Information After a Crash?

When you are looking to recover compensation for your injuries after a car accident, the compensation you receive will usually come through an insurance claim. But before you can file a claim against the other driver’s insurance company, you need a few key pieces of information from them, namely their:

  • Name, address, and driver’s license number
  • Insurance company and policy number
  • Vehicle registration number and license plate number

Without this information, you will have a much harder time reaching the other driver and filing a claim with their insurance company. This could leave you having to pay your medical bills and cover your other expenses all on your own.

Mississippi law also requires all drivers to exchange certain information after an accident where someone was injured or property was damaged. If you don’t exchange the necessary information with the other driver, you are technically committing a crime.

How Can I Get the Other Driver’s Insurance Information After an Accident?

The easiest way to get the other driver’s information after a car accident is to ask them for it. However, it’s important to be polite when you ask the other driver for their information. Being rude could cause them to deny you the information you need. You should also give them your insurance information, even if the other driver is at fault for the accident.

If the other driver refuses to give you their insurance information or says they don’t have insurance, get what information you can from them, and then call the police. It’s a crime to drive in Mississippi without auto insurance, and it’s illegal not to exchange certain information after a crash where someone was injured. If the driver tries to flee the scene, write down their license plate number and alert the authorities.

What Insurance Information Is Exchanged After Car Accidents?

Mississippi law also outlines what insurance information you need to give after an accident. The state requires all drivers involved in any crash where someone was injured to exchange the following information:

  • Their name
  • Their address
  • The registration number for their vehicle
  • If asked, their driver’s license number

This information is good to have, but you need a bit more to avoid any issues when you file an insurance claim. Once you have the information required under state law, ask the other driver for the name of their insurer and their insurance policy number. It’s also a good idea to get the license plate number from the other vehicle.

Contact an Experienced Car Accident Attorney in Jackson, MS

Are you having trouble getting the information you need to file an insurance claim after a car accident? Contact the law offices of Derek L. Hall, PC today for a free consultation with a Jackson, MS car accident lawyer.