Mississippi has the third-highest rate of uninsured motorists in the country. If you get in your car right now and head out on any given Mississippi road or highway, every fourth or fifth car you pass is being driven without insurance. What happens if one of those drivers hits you? Who pays for your medical bills, property damage and lost income? Who compensates you for your pain and suffering, your loss of quality of life, and other legal damages?
With over 20 years of experience handling Mississippi car accident cases, uninsured motorist attorney Derek Hall and his associates know what to do to see that you are compensated for injuries caused by another person’s negligent, reckless or distracted driving, even when that driver is uninsured.
Hit by an Uninsured Driver? It’s Time to Call Hall.
If the driver who hit you was uninsured, you can still go after the driver in court, but it may be difficult to collect the entire amount of any judgment awarded to you, depending upon the person’s individual assets. However, if you carry Uninsured Motorist coverage on your auto liability insurance policy, then you can make a claim with your own insurance company under your UM coverage. Under Mississippi law, insurance companies are required to offer Uninsured Motorist/Underinsured Motorist (UM/UIM) coverage when selling you liability insurance, from the minimum 25-50-25 amount up to your liability policy limit. UM/UIM coverage is included in your policy, unless you rejected it in writing.
Even if you are making a UM claim against “your” insurance company, the carrier will likely still try to minimize the amount they pay out or find a way to avoid liability to you. The Jackson, MS personal injury attorneys at Derek L. Hall, PC provide the same aggressive representation in UM claims as with liability insurance claims to make sure the insurance company treats you fairly and fully compensates you for your damages.
In Hinds, Madison and Rankin counties, Call Derek Hall for Help with an Uninsured Motorist Claim
If you were hurt in a car accident in Jackson, Mississippi or surrounding areas and the negligent driver did not have insurance, call Derek L. Hall, PC at 601-202-2222 or contact a Jackson, MS uninsured motorist attorney online for a free initial consultation regarding your claim.