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Jackson Personal Injury Attorney > Video FAQs > Car Accident > What is umbrella insurance?

What is umbrella insurance?

Umbrella insurance covers damages above the amount of an underlying policy. For example, if someone with a $50,000 auto insurance policy caused an auto wreck with you and your damages were above $50,000, their auto insurance policy would pay you the $50,000 and then we would go after the umbrella policy for your additional damages. Umbrella policies also protect you, if you were to purchase one, from damages in excess of your underlying auto or homeowner’s policy.

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