Every insurance policy comes with what is known in the legal world as an implied covenant of good faith and fair dealing. What this means to you is that when you are dealing with an insurance company, they must treat you fairly. Good faith disputes over coverage may exist, but when the insurance company acts in bad faith and wrongfully or unreasonably denies or delays your claim just to save themselves money, you may have a bad faith insurance claim.
When appropriate, the Jackson insurance bad faith attorneys at Derek L. Hall, PC are not afraid to take on the giant insurance carriers and hold them accountable for their unreasonable actions. We make sure insurance companies live up to their end of the bargain and that they further compensate you for damage caused by their wrongful conduct.
Was Your Insurance Claim Wrongfully Denied? It’s Time to Call Hall.
Insurance companies are bound to pay valid claims, but they are also motivated to make as much profit as they can, and these two purposes often conflict. It is understandable for an insurer to thoroughly investigate any claim and only offer to pay what they think is a fair value. What they cannot do, however, is act unreasonably to delay a claim, deceive you about the value of the claim, or deny a claim in bad faith, i.e. with no good reason other than to save themselves some money. Typical bad faith insurance practices include:
- Denial of coverage
- Denial of claim
- Delay processing claim
- Offering a “lowball” settlement
- Canceling/Rescinding policy
- Refusing to settle
- Refusing to defend
With over 20 years of experience handling all manner of personal injury claims in Jackson, attorney Derek Hall is well-versed in insurance company tricks and tactics. He knows when they have crossed the line and acted in bad faith, and he will fight to hold them accountable for their actions or failure to act.
Standing Up to Bad Faith Insurance Practices in Hinds, Madison and Rankin Counties
If your application for coverage was denied or disclaimed, or if you think you are not being treated fairly by the insurance company, contact Derek L. Hall, PC in Jackson for a free initial consultation. Based on the information you provide, our Jackson insurance bad faith attorneys will let you know whether we think you have a valid claim of bad faith insurance and how we can help you get the compensation you deserve.